Who have not yet realized - cheaper than free........

    
           Let's look for ours  millions.....
           For those who believe in safe, unhurried way to the target, I can say that such is available, and the end of all known, we all die, but that's who will die but though the former billionaire, and about somebody not remember in general.
The story is all the same, and that the new coming up, trodden paths, you want to be a billionaire all stories are assigned and changed only person on the common question "how to become rich?" one answer is looking what is doing the rich people, in the list of Forbes you will not find bricklayers. There is Buffett, who trades in shares. Who trades in shares is more likely to become rich than those just work. 
          In Buffett's own words:
“ I'm 15 percent Fisher and 85 percent Benjamin Graham.
The basic ideas of investing are to look at stocks as business, use the market's fluctuations to your advantage, and seek a margin of safety. That's what Ben Graham taught us. A hundred years from now they will still be the cornerstones of investing."
          And of course George Soros......
In 1969 George Soros together with the analyst Jim Rogers opens a hedge fund of Quantum. 

          During 1993 G.Soros's speculative income made $1.1 billion. 


         Generally G.Soros specializes in currency speculation.  He receives all necessary information from usual newspapers, never using the analytic materials Wall Street.  G.Soros doesn't trust in the technical analysis, and at the heart of its investment decisions the confidence of a randomness of the financial markets lies.  Stock prices, bonds and currencies depend only on people who buy them and sell. 

         $1 invested in Quantum Fund in 1969, costs now $4000.

         To take the first step to wealth, we just need.... 
         Poor differs from the rich that is not able to retain earnings .

      This is key to understanding why some people rich and others poor. My goal - to help you save your money.
Poor care, " how to make " or "where to get the money." Rich is looking for, " where to invest " or invest. And the difference here is not the presence or absence of capital, and in the premise - the poor tend to earn more, believing that large earnings allow them to become rich. Rich also think about how to make money work for them and generate additional income.
          Wealth - is not the result of better jobs and skillfully invested capital. To take the first step to wealth, we just need to understand that you can not spend earned every penny. Besides storing portion earned as " capital ", it is necessary to have this capital to invest, ie find " where to invest ." And here you can either trust the professional asset management and capital , or else to do everything ourselves. But you must understand that only a systematic and deliberate investment activity over a long period of time can bring to fruition. According to this, if you do not have the time and knowledge for independent asset management, it is better to trust the professionals.
         And so it is clear to you that it is necessary not to spend all money and  you well do it. Still the question arises  how many you are able to afford to invest. I certainly can offer a formula for calculation, but as Stephen Hawking in  the book told, that one formula "kills" 50% of readers. I will be limited to percentage approach. 
        From personal experience, I have concluded that if you the beginner, from 0 to 3 years, in the investment market, that you can invest no more than 10% of your salary.
        
        Worst attempt to preserve capital - keeping money " under the pillow ". Besides the fact that they may just steal all modern money inevitably depreciate. Inflation does not sleep! Thus, the average historical level of inflation in the U.S. over the past 100 years was approximately 3% per year and can be expected to continue this trend. Keeping  free money " under the pillow ", you lose 3% per year of their savings. However, that's not all - cash interest payments have the effect of compound interest. So, for two consecutive years will be no inflation of 6% ( 3% for the first year of 3 % in the second year), as might be expected , and 6.09% (1.03 X 1.03). And in 10 years time will "eat" more than a third of your cash savings - to be precise, 34.4 %. With the passage of time is accelerated loss of cash. Time "eats" your  free money.
         Offset this decline can only appropriate action - and increase capital investment. It is desirable not only to maintain the profitability of investments at the level of inflation (about 3% per year , if we talk about the dollar investment ), but also to achieve accelerated growth of savings. Basically, this can be achieved, will not pass investment income, and investing them in profitable assets and projects. Such investment is called reinvestment and thereby effect of compound interest is no longer takes away your hard earned , and multiplies them. Time is the main source of wealth.

           A truly rich man, Bill Gates became a March 21, 1986, when Microsoft stock went public. They reached a peak in December 1998 (just before the dot-com bubble crisis). In just over 12 years   Microsoft stock rose at  58 000%.
           Currently, Microsoft founder owns only 4.5% of the company, which at current market prices (hereinafter presents data on November 15, 2013) is $ 14.3 billion total state Gates is currently estimated at $ 77.2 billion main source of his wealth is not Microsoft, and investments that he has for many years makes through its investment company Cascade Investments. Sectoral structure of the portfolio is as follows: 50.8% - financial services (fund Buffett falls into this category), 15.4% - the stock  of the consumer sector (for example, Coca-Cola, Wal-Mart Stores, etc) 15.0 % - industrial companies (Caterpillar, FedEx Corporation, Canadian National Railway Company); 9% - cyclical consumer sector (Mcdonald's, Grupo Televisa, SAB); 5,0% - energy (BP, Exxon Mobil, etc.).
            History of Bill Gates, among other things, shows how you can go from being a successful businessman to a successful investor. This experience is very useful and in one way or another  it's possible to use for  investers with  different size "purse." However, it is of greatest interest to those who are thinking about passive income from their  money.